What is Income Protection?

Income Protection is insurance that provides regular financial support if you're unable to work due to health problems. In practice, if you fall ill and go on sick leave, the insurance will cover up to 80% of your gross income – helping you maintain your current lifestyle and pay your ongoing financial commitments.

Quick payout – even from the first week

One of the biggest advantages of Income Protection is its flexibility. Benefit payments can start as early as the first week of your sick leave – depending on the insurance option you choose.

How long can you receive the benefit?

Income Protection is not just about quick financial support – it's also about long-term security. Depending on your policy, you can receive monthly payouts for up to two years if your sick leave is extended.

Who is it for?

Income Protection is ideal for both self-employed individuals and employees – especially if:

• you don't have access to long-term sick pay,
• you are repaying a loan or other financial commitments,
• you want to protect your family against unexpected health situations,
• your income is essential to your household budget.

Why is it worth it?

Income Protection insurance offers you peace of mind. Even during difficult times, your essential financial needs will be covered. It provides real support that allows you to focus on recovery – without the added stress of lost income.